Meeting with a reputable loan consultant to determine exactly what you can afford is crucial to a smooth and successful home purchase. Christine highly recommends obtaining a mortgage pre-approval letter in the early stages. It will help you focus on homes in an appropriate price range, and will strengthen your bargaining position once you locate the home you wish to buy. When your offer to a seller includes this letter from your lender indicating that you have funds available, the seller will take you more seriously, and the sale will proceed much more rapidly.

The lenders referenced below are top notch in there field of expertise.  I would strongly encourage you to consult with any one or all three of these individuals to investigate and secure the most suitable loan program for you.  In doing so you will note their low closing costs!  It’s important to keep as much money in your pocket as possible when purchasing a home. Please don’t hesitate to call me personally if I can answer any questions you have about the mortgage loan process.     

Andy Stewart, Mortgage Loan Officer
JPMorgan Chase Bank, NA
http://homeloan.chase.com/andy.j.stewart

Michael Singleton, Home Mortgage Consultant
Wells Fargo Home Mortgage
www.wfhm.com/mighael-singleton

Kathi Holtz, Home Loan Consultant
Country Wide Home Loans
http://home.countrywide.com/kathiholtz

COUNTRYWIDE HOME LOANS
TIM SCOTT
614-459-9100 X-226

FIFTH THIRD
SUE REICHARD
614-442-3156

MARKET MORTGAGE CO., LTD
JEFF LICHTENSTEIN
614-848-5626

WELLS FARGO (NEW BUILDS)
SCOTT DAVIS
614-888-1473

With over 175 mortgage articles and live mortgage rates, this will provide answers to your mortgage questions.